Top 10: You Know You Need a Budget When…
You make 6 figures and you’re still broke.- The folks at the payday loan place know you by name.
- All your underwear has holes, but you’ve got your daily Starbuck’s coffee (vente-double-shot-extra-hot-Caramel-Macchiato-no-whip).
- Your bonus check got spent twice over—once by you and once by your spouse.
- You realize you don’t have the money to pay your property taxes as you’re driving home from Disneyland.
- You pay more on your monthly car payment than you put into retirement savings each month.
- You finally get Christmas paid off—in July.
- As you’re waiting for your flat screen TV to be delivered, you yell at your spouse for buying new socks.
- You get back at your spouse for buying a new truck by buying a new leather sofa set.
- Your credit card is denied at the restaurant, so you have to wash dishes.
