- They buy pre-owned cars and drive them for ten years
- They buy inexpensive suits
- They have an emergency fund
- They live in neighborhoods with non-millionaires
- They attended public schools like everybody else
- They invest about 20% of their income each year
- They work between 45 and 55 hours/week
- They spend about 20 hours a month managing their fiances and investments
- They have stayed in the same house for 20 years
- They are frugal
