Have you fallen off the personal finances bandwagon? Are you so far behind on your tracking that it seems you’ll never get caught up? If so, this blog is for you. Sometimes life happens and we let the management of our personal finances fall by the wayside. Maybe we got too busy, maybe there was …
Write these coupons by hand or create them on the computer and print them out. You can give one coupon or a bunch of them. Since you choose the coupon’s content, you determine the coupon’s value. The possibilities are endless, so have fun with it! Here are some ideas: Coupons For Kids Under 10 a …
My sincere apologies for not getting this blog up this morning! I just got back into town. What Is “Creative Financing”? Creative Financing often refers to a bad plan to get something you really want but can’t really afford. It’s pretty common. Here are a couple examples. The “He’ll-Never-Know-You-Spent-It” Plan I learned about this payment …
If it’s difficult for you to make time for important things, for example, budgeting and tracking, consider trying this exercise. It comes from Steven Covey’s The 7 Habits of Highly Effective People (a must-read). Put First Things First This exercise will help you learn how to prioritize your activities. First, make a box with 4 …
Doing a weekly review can easily be the difference between having a budget work and having it totally fall apart. Benefits of Doing a Weekly Review A weekly review: provides a regular opportunity to do necessary tracking so the task doesn’t get unwieldy and overwhelming allows you to make adjustments to the budget before all …
Benefits of Using an Itemized Savings Account allows you to save up for many different budget items in one account evens out the bumps when irregular expenses hit shows you what you can and can’t afford contributes to a sense of peace because you know you’ll have the money you need when you need it …
