“My husband and I used to have not enough money to make it through the end of the month, so we figured it’d be useless to use a budget. John and Rena helped us see how we were spending more money than we needed to. They helped us choose our priorities and make a plan …
I had always been nervous about talking to my husband about our bills. There was never enough money, certainly not for anything extra. So, I was apprehensive about approaching him about taking a class on budgeting our money. When I did ask him, to my surprise, he happily agreed. I am so happy we went …
Note: Our teachings about budgeting assume assume a “zero-based” budget where all the income minus all the outgo (including money going into savings accounts) equals zero. In general: 1. Step back and consider how the item fits in with your values. Sure it might sound good to buy lunch every workday, but when you stop …
Last week we covered the first 4 reasons why debt is harmful. This week we continue on and cover the rest of the 8 reasons. As mentioned last week, we frequently encounter people who are espousing the benefits of one type debt or another. We hear this so often that we begin to think that …
16. Focus on present and future behaviors not past mistakes. Don’t fall into the “blame-shame” trap. For many couples, it’s become a habit to point out each others mistakes. Phrases like “You’d always…” “You never…” are not productive. Instead, talk about what’s happening now. If what’s happening now needs to change, talk about what you …
Here are Tips 11-15 to get rid of your money fights. A few simple tools can go a long way.Pick one and give it a try this week. 11. Have some personal spending money. It’s important to have some money specified in the budget for each spouse to be able to spend as they wish, …
